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Launch Your Physical or Virtual Debit Card Program

Effortlessly design, launch and manage your card program with ACTPay

Empower Your Card Program with our Technology

ACTPay provides custom-branded card solutions that enable you to effortlessly issue physical or virtual cards at scale, all powered by our flexible API integration.

Custom-Branded Card Solutions
Effortlessly issue physical or virtual cards with your own branding at scale, all powered by our flexible and advanced API integration.
Built-In Security and Compliance
Ensure compliance while safeguarding against fraud with robust card controls and customizable authorization features.
Maximize Revenue and Insights
Tap into interchange revenue and gain access to actionable, connected data insights that drive your business forward.
Optimize Cash Flow with ACTPay
Instantly fund your card program by leveraging ACTPay’s unified platform, which seamlessly connects acquiring and card issuing. This means your funds flow efficiently without delays, optimizing your cash flow and enhancing operational effectiveness.

Tailored Solutions for Your Business Needs

Our tailored solutions enhance user experience, streamline operations, and optimize cash flow with innovative financial products designed for your platform or marketplace.

Embedded Finance
Payments & Cash Flow Management
Effortless Financial Control for Businesses

Integrate branded card solutions that offer users physical or virtual cards with your branding, enhancing their experience and loyalty while facilitating seamless transactions.

1.Branded Card Solutions
Provide your platform or marketplace users with physical or virtual cards that feature your branding, enhancing their experience and loyalty while integrating your services seamlessly.
2.Instant Fund Access
Enable your users to access incoming funds immediately on their cards, allowing them to spend without delay. This feature enhances user satisfaction by providing immediate purchasing power.
3.Customizable Card Designs
Keep your brand at the forefront by customizing card designs. Every transaction reinforces your brand identity, ensuring that users remember your platform with each purchase.
4.Unified Spending Experience
Combine card functionality with bank accounts to allow users to receive and spend their funds in one convenient place. This integration simplifies financial management for users, making your platform their go-to solution.

Facilitate payments to partners and suppliers with virtual cards, ensuring timely fund transfers.  Leverage our acquiring capabilities to optimize cash flow and boost operational efficiency.

1.Facilitate Payments to Partners
Use virtual cards to quickly transfer funds to your business partners or travel suppliers, ensuring they receive payments without unnecessary delays.
2.Fraud Reduction with Virtual Cards
Minimize the risk of errors and fraud by utilizing one-time or multi-use virtual cards. This approach enhances security while providing flexibility for various transaction scenarios.
3.Optimized Cash Flow Management
Leverage your acquiring capabilities to fund transactions instantly, optimizing your cash flow and ensuring that your business operations run smoothly.
4.Simplified Reconciliation
Easily reconcile payments with linked incoming and outgoing transactions. This streamlined process reduces administrative burdens and enhances financial clarity.

Simplify corporate expense tracking with our virtual and physical cards.  Gain control over spending through intuitive card features and actionable insights for informed decision-making.

1.Streamlined Corporate Expense Tracking
Enhance your expense management and benefits programs with virtual or physical corporate cards, simplifying the way businesses track and manage their expenditures.
2.Comprehensive Fund Management
Gain control over your funds with detailed card controls and intuitive authorization tools. These features empower businesses to manage spending effectively while maintaining oversight.
3.Actionable Transaction Insights
Access detailed transaction data to make informed decisions about budget allocation and spending patterns. These insights help businesses optimize their financial strategies.
4.Automated Reconciliation and Reporting
Experience hassle-free, real-time reconciliation with instant notifications and comprehensive reporting. Automation minimizes manual work, allowing your team to focus on more strategic initiatives.

Comprehensive Card Solutions:

Physical and Virtual Options

Physical Cards
Virtual Cards
Tailored Onboarding and Branding
Customize the onboarding process, card branding, and control rules to fit your business needs.
Versatile Usage
Enable use across online, in-store, and in-app transactions for maximum flexibility.
Reissue with Ease
Simplify the process of reissuing cards when they expire, are lost, or stolen.
Flexible Card Generation
Create single-use or multi-use virtual cards to suit various transaction needs.
Efficient Distribution
Send individual cards or batches in your preferred formats for easy management.
Automated Scalability
Leverage APIs to automate processes and scale your card solutions effortlessly.

Streamline, Customize, Secure – Your Card Program, Your Way

ACTPay simplifies card program management with solutions for both physical and virtual cards. Customize branding, usage, and security while enjoying instant issuance and real-time lifecycle management.

Effortless Card Program Management

Manage, troubleshoot, and reconcile your card program seamlessly through the ACTPay Customer Area dashboard, providing full visibility for real-time adjustments and informed decisions.

Card Product Setup and Simulation

Easily create your card product, configure funding sources, cardholders, and cards. Use your private sandbox for transaction simulations, setting up PAN, PIN, CVC, and more.

Instant Virtual Card Issuance

Utilize our banking partnerships and direct integrations with card networks like Visa and Mastercard to instantly issue and begin using virtual cards.

Customizable Card Attributes

Define card usage for ATM, online, or POS transactions, and set verification methods. Choose between single-use cards that expire after one transaction or multi-use cards with specific expiration dates.

Brand Your Cards

Personalize your physical and virtual cards with custom logos, messaging, and graphics. For physical cards, select features like magnetic stripe, NFC, and EMV-chip options.

Accelerated Tokenization

Leverage ACTPay’s integrations with card networks and digital wallets to enhance tokenization. Use ACTPay endpoints for requesting, storing, and provisioning tokens in digital wallets like Apple Pay and Google Pay.

Comprehensive Card Lifecycle Management

Manage the full lifecycle of your cards with ease: order, activate, set expirations, or suspend. Handle lost, stolen, or damaged cards via APIs, and manage card fulfillment and inventory.

Secure Data Embedding

Embed sensitive card data securely in your app with customizable widgets, ensuring compliance. Cardholders can activate their cards and set PINs without exposing sensitive information.