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Simplifying Transactions, Your Way

With ACTPay, you can effortlessly design and manage your card program using our advanced financial technology platform

Comprehensive Payment Processing Partner

At ACTPay, we understand that every business has unique payment needs. That’s why we offer a diverse range of payment processing options and tailored solutions designed to streamline your transactions and enhance your customers' experience.

Diverse Payment Processing Options：
1. ACH (Automated Clearing House)
Leverage ACH for efficient bank transfers directly from your customers’ accounts. This cost-effective method minimizes processing fees and is perfect for subscription services and bulk transactions, allowing for easy recurring payments.
2. Digital Wallets
Accept payments through popular digital wallets like Apple Pay and Google Pay. This fast and secure payment option provides your customers with convenience while boosting their shopping experience and reducing cart abandonment rates.
3.Mobile Payments
Facilitate quick and convenient transactions with mobile payment solutions. Customers can use their smartphones for purchases via NFC (Near Field Communication) technology, allowing for seamless on-the-go shopping. ACTPay’s mobile payment options cater to the increasing demand for efficient, portable payment methods.
4.Debit Card Payments
Enable straightforward transactions with  built-in spending controls. ACTPay’s solution fosters customer confidence and satisfaction by providing seamless, reliable service and empowering users to manage their spending effectively.
5.EFT (Electronic Funds Transfer)
Utilize EFT for secure and efficient fund transfers, particularly for B2B transactions. This method streamlines your payment processes by reducing reliance on paper checks, enhancing cash flow management, and ensuring quick payments.

Tailored Processing Solutions

In addition to our diverse payment options, ACTPay provides flexible processing solutions that cater to your operational preferences:

1. Gateway Processing
Maintain control while staying connected with Mastercard, Visa, and major card networks. ACTPay’s gateway service allows you to manage authorizations, balances, and stand-in processing efficiently, with us handling the connectivity.
2. Cooperative Processing
Work alongside ACTPay to share control over transaction authorizations. Retain oversight of balances while we provide scheme connectivity and authorization support, including stand-in services and overrides when necessary.
3. Full-Service Processing
Simplify your operations by leaving the complexities to us. With ACTPay’s full-service processing, we manage the entire payment process—from card balance management to transaction authorization and scheme connectivity—allowing you to focus on your business.

Why Choose ACTPay's Flexible Processing Modes?

When You Manage Authorizations Take full control of your transaction decisions with ACTPay’s customizable processing options:

Real-time authorization control
Instant financial updates for all transactions
Enhanced security through direct management

When ACTPay Manages Authorizations Focus on your business strategy while ACTPay takes care of the details:

We manage your card balance ledger and transaction verifications
Full message verification, validation, and balance adjustments
Reduced labor and operational costs

Industries We Serve

With ACTPay, payment processing is tailored to your needs, providing a flexible, secure, and scalable platform for businesses of all types.

Business Payments

Business Payments Streamlined B2B payment solutions designed for simple and efficient money movement, ensuring transparent transactions for your business.

Consumer Payments

Consumer Payments Innovative B2C payment solutions designed to provide the best experience for your customers, with fast and reliable transaction processing.

Digital Banking

Digital Banking Empowering fintech and financial innovators with transformative digital banking solutions, supporting seamless and secure payment processing.